Canada Greener Homes Affordability Program
Canada Greener Homes Affordability Program
Efficiency Canada is not a delivery partner for the Canada Greener Homes Affordability Program. Program delivery is managed by the Government of Canada in partnership with provinces and local delivery agents.
What is the Canada Greener Homes Affordability Program?
The Canada Greener Homes Affordability Program (CGHAP) is a federal initiative that aims to help Canadians cut energy bills, reduce greenhouse gas emissions and improve comfort. It is the first national energy efficiency program specifically targeting low-income households.
CGHAP provides no-cost, direct-install home retrofits for low- and median-income homeowners and renters. Eligible retrofits may include insulation, air sealing and heat pumps.
The program is designed to be tailored to regional needs and complement existing programs in provinces and territories. It also provides dedicated support to regional Indigenous governments and organizations.
Ahead of Budget 2025, Efficiency Canada formally recommended that the federal government increase CGHAP funding to $2 billion to “ensure a successful program that attracts attention from all regions.”
Timeline of CGHAP implementation
2024
The Government of Canada announces the Greener Homes Affordability Program, providing no-cost retrofits for low- and median-income households and renters. The program includes several elements Efficiency Canada has long advocated for, including no-upfront-cost access, renter eligibility, and a flexible, locally delivered model that can be tailored to regional needs.
September 12, 2025
Manitoba became the first province to sign a CGHAP delivery agreement with the federal government.
Why the program matters for affordability and climate goals
Lower energy bills
Nearly 2 million Canadian households experience energy poverty, meaning they spend more than 6 per cent of their income on energy bills. Retrofits can lower bills by reducing the amount of energy needed to heat, cool and power homes.
Reduced emissions
The residential sector accounts for 47 per cent of building emissions in Canada. Some two-thirds of Canadian homes and buildings were built before 2000 and need essential upgrades. By supporting retrofits, CGHAP enables emissions reductions that can help Canada reach its climate goals.
Improved access
Unlike previous initiatives, CGHAP is not a loan program and does not require upfront payment. This addresses a long-running barrier to home retrofits, allowing previously excluded or overlooked households and communities to benefit.